{"version":"1.0","provider_name":"PCR - Pacific Credit Rating - Calificadora de Riesgos","provider_url":"https:\/\/ratingspcr.com.mx\/ww2","author_name":"Edwin Josu\u00e9 Mu\u00f1oz Figueroa","author_url":"https:\/\/ratingspcr.com.mx\/ww2\/author\/jmunoz\/","title":"Ecuador: Sector Seguros - PCR - Pacific Credit Rating - Calificadora de Riesgos","type":"rich","width":600,"height":338,"html":"<blockquote class=\"wp-embedded-content\" data-secret=\"350diFgRUo\"><a href=\"https:\/\/ratingspcr.com.mx\/ww2\/ecuador-sector-seguros\/\">Ecuador: Sector Seguros<\/a><\/blockquote><iframe sandbox=\"allow-scripts\" security=\"restricted\" src=\"https:\/\/ratingspcr.com.mx\/ww2\/ecuador-sector-seguros\/embed\/#?secret=350diFgRUo\" width=\"600\" height=\"338\" title=\"\u00abEcuador: Sector Seguros\u00bb \u2014 PCR - Pacific Credit Rating - Calificadora de Riesgos\" data-secret=\"350diFgRUo\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" class=\"wp-embedded-content\"><\/iframe><script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\n\/*! This file is auto-generated *\/\n!function(d,l){\"use strict\";l.querySelector&&d.addEventListener&&\"undefined\"!=typeof URL&&(d.wp=d.wp||{},d.wp.receiveEmbedMessage||(d.wp.receiveEmbedMessage=function(e){var t=e.data;if((t||t.secret||t.message||t.value)&&!\/[^a-zA-Z0-9]\/.test(t.secret)){for(var s,r,n,a=l.querySelectorAll('iframe[data-secret=\"'+t.secret+'\"]'),o=l.querySelectorAll('blockquote[data-secret=\"'+t.secret+'\"]'),c=new RegExp(\"^https?:$\",\"i\"),i=0;i<o.length;i++)o[i].style.display=\"none\";for(i=0;i<a.length;i++)s=a[i],e.source===s.contentWindow&&(s.removeAttribute(\"style\"),\"height\"===t.message?(1e3<(r=parseInt(t.value,10))?r=1e3:~~r<200&&(r=200),s.height=r):\"link\"===t.message&&(r=new URL(s.getAttribute(\"src\")),n=new URL(t.value),c.test(n.protocol))&&n.host===r.host&&l.activeElement===s&&(d.top.location.href=t.value))}},d.addEventListener(\"message\",d.wp.receiveEmbedMessage,!1),l.addEventListener(\"DOMContentLoaded\",function(){for(var e,t,s=l.querySelectorAll(\"iframe.wp-embedded-content\"),r=0;r<s.length;r++)(t=(e=s[r]).getAttribute(\"data-secret\"))||(t=Math.random().toString(36).substring(2,12),e.src+=\"#?secret=\"+t,e.setAttribute(\"data-secret\",t)),e.contentWindow.postMessage({message:\"ready\",secret:t},\"*\")},!1)))}(window,document);\n\/\/# sourceURL=https:\/\/ratingspcr.com.mx\/ww2\/wp-includes\/js\/wp-embed.min.js\n\/* ]]> *\/\n<\/script>\n","thumbnail_url":"https:\/\/ratingspcr.com.mx\/ww2\/wp-content\/uploads\/2025\/08\/4.png","thumbnail_width":1089,"thumbnail_height":640,"description":"Tomando como punto de partida para el an\u00e1lisis del mercado asegurador ecuatoriano, se ha efectuado un comparativo interanual (junio 2024 \u2013 2025) se ha evidenciado una expansi\u00f3n sostenida de la Prima Neta Emitida y un incremento absoluto de primas retenidas, aunque con leve contracci\u00f3n en el \u00edndice de retenci\u00f3n. El dinamismo se concentr\u00f3 en ramos de vida colectiva y otros ramos generales, con alzas de tarifas selectivas en segmentos de alta siniestralidad, particularmente veh\u00edculos. Se observ\u00f3 intensificaci\u00f3n competitiva en los ramos de Vida, generando una competitividad en precios para mantener o ganar cuota de mercado entre los principales competidores."}