{"version":"1.0","provider_name":"PCR - Pacific Credit Rating - Calificadora de Riesgos","provider_url":"https:\/\/ratingspcr.com.mx\/ww2","author_name":"Edwin Josu\u00e9 Mu\u00f1oz Figueroa","author_url":"https:\/\/ratingspcr.com.mx\/ww2\/author\/jmunoz\/","title":"Per\u00fa: Sector Bancos - PCR - Pacific Credit Rating - Calificadora de Riesgos","type":"rich","width":600,"height":338,"html":"<blockquote class=\"wp-embedded-content\" data-secret=\"kXeo4VAoG0\"><a href=\"https:\/\/ratingspcr.com.mx\/ww2\/bancos-sectorbancos\/\">Per\u00fa: Sector Bancos<\/a><\/blockquote><iframe sandbox=\"allow-scripts\" security=\"restricted\" src=\"https:\/\/ratingspcr.com.mx\/ww2\/bancos-sectorbancos\/embed\/#?secret=kXeo4VAoG0\" width=\"600\" height=\"338\" title=\"\u00abPer\u00fa: Sector Bancos\u00bb \u2014 PCR - Pacific Credit Rating - Calificadora de Riesgos\" data-secret=\"kXeo4VAoG0\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" class=\"wp-embedded-content\"><\/iframe><script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\n\/*! This file is auto-generated *\/\n!function(d,l){\"use strict\";l.querySelector&&d.addEventListener&&\"undefined\"!=typeof URL&&(d.wp=d.wp||{},d.wp.receiveEmbedMessage||(d.wp.receiveEmbedMessage=function(e){var t=e.data;if((t||t.secret||t.message||t.value)&&!\/[^a-zA-Z0-9]\/.test(t.secret)){for(var s,r,n,a=l.querySelectorAll('iframe[data-secret=\"'+t.secret+'\"]'),o=l.querySelectorAll('blockquote[data-secret=\"'+t.secret+'\"]'),c=new RegExp(\"^https?:$\",\"i\"),i=0;i<o.length;i++)o[i].style.display=\"none\";for(i=0;i<a.length;i++)s=a[i],e.source===s.contentWindow&&(s.removeAttribute(\"style\"),\"height\"===t.message?(1e3<(r=parseInt(t.value,10))?r=1e3:~~r<200&&(r=200),s.height=r):\"link\"===t.message&&(r=new URL(s.getAttribute(\"src\")),n=new URL(t.value),c.test(n.protocol))&&n.host===r.host&&l.activeElement===s&&(d.top.location.href=t.value))}},d.addEventListener(\"message\",d.wp.receiveEmbedMessage,!1),l.addEventListener(\"DOMContentLoaded\",function(){for(var e,t,s=l.querySelectorAll(\"iframe.wp-embedded-content\"),r=0;r<s.length;r++)(t=(e=s[r]).getAttribute(\"data-secret\"))||(t=Math.random().toString(36).substring(2,12),e.src+=\"#?secret=\"+t,e.setAttribute(\"data-secret\",t)),e.contentWindow.postMessage({message:\"ready\",secret:t},\"*\")},!1)))}(window,document);\n\/\/# sourceURL=https:\/\/ratingspcr.com.mx\/ww2\/wp-includes\/js\/wp-embed.min.js\n\/* ]]> *\/\n<\/script>\n","thumbnail_url":"https:\/\/ratingspcr.com.mx\/ww2\/wp-content\/uploads\/2025\/09\/Informe-Sectorial.pptx-1089-x-640-px-3.png","thumbnail_width":1089,"thumbnail_height":640,"description":"La banca m\u00faltiple muestra un reducido crecimiento de colocaciones, dada la resiliencia del segmento retail que contrasta la contracci\u00f3n en el segmento empresarial. Por otro lado, la calidad de cartera mejora, aunque a\u00fan sigue por encima del nivel prepandemia. Las coberturas sobre cartera en riesgo y la liquidez tienen cierta holgura, por encima de los m\u00ednimos regulatorios, mientras que la solvencia es firme, respaldada por buenos niveles de capital y utilidades. Finalmente, la rentabilidad se sostiene por el r\u00e1pido ajuste del costo de fondeo y menores provisiones. De lo anterior, la banca se mantendr\u00eda resiliente a escenarios de estr\u00e9s."}